It’s that time of the year again – the beautiful lights, holiday spirit and joy. However, it’s also the season when scammers prey on unsuspecting shoppers and donors. To keep your finances and personal information safe, here are 12 scams to stay vigilant about:
- False Package Delivery Alerts
Fake emails or texts posing as shipping companies like USPS, FedEx, or UPS claim there’s an issue with your package. They may request personal info, payment for “re-delivery,” or even infect your device with malware through links. To verify, go directly to the courier’s official website or check with your retailer for package updates. - Misleading Social Media Advertisements
Flashy ads for discounted items or trendy gadgets often appear on social media feeds. These may lead to fake stores, fraudulent subscription services, or counterfeit goods. Always research the company, read reviews, and check BBB.org for its legitimacy before purchasing. - “Hacking” Alerts
Fraudulent texts or emails claim your accounts (e.g., Amazon, Netflix, or PayPal) have been compromised. These aim to trick you into clicking malicious links or sharing login credentials. Avoid acting on these messages and instead contact the company directly using their official website or customer service line. - Seasonal Job Scams
During the holidays, scammers exploit job seekers with too-good-to-be-true offers for seasonal work, particularly in retail or delivery services. Watch out for job postings that demand personal information or upfront fees for training or supplies. Research the employer before applying and use trusted job sites to find opportunities. - Secret Gift Exchanges on Social Media
Pyramid schemes disguised as holiday gift exchanges, like “Secret Sister” or “Secret Santa for Dogs,” promise participants multiple gifts in return for sending one. Instead, you’ll lose money, compromise personal data, and participate in an illegal activity. Avoid sharing details with strangers and stick to gift exchanges with trusted friends and family. - Holiday-Themed Apps
Apps promising virtual Santa chats, live reindeer tracking, or menorah lighting may seem fun, but free versions often contain ads, invasive data collection, or malware. Review permissions and read reviews before downloading any app. Paid apps may offer a safer, ad-free experience. - Look-Alike Retail Websites
Scammers create websites mimicking legitimate retailers, complete with professional designs and convincing domain names. These sites trick shoppers into entering personal information or making payments for nonexistent products. Verify sites by checking their BBB rating or typing the retailer’s official web address manually. - AI Celebrities
Technology allows scammers to create realistic AI-generated videos of celebrities promoting products or fundraising for fake causes. These often circulate on social media and can be convincing. Research charities or product claims on official websites before donating or buying. - Free Gift Card Offers
Emails or social media posts offering “free” gift cards often ask for personal information in return. These are phishing attempts designed to steal sensitive details or install malware. Mark unsolicited emails as spam, and don’t click on links. - Puppy Purchase Scams
Online pet ads are often fake, with scammers requesting deposits for animals that don’t exist. They rely on the emotional pull of getting a pet as a holiday gift. Insist on meeting the pet in person before making any payment and avoid sellers who won’t provide details or documentation. - Porch Package Theft
With the rise of online shopping, package theft is becoming more common. Use secure delivery options like Amazon lockers, request signature confirmation, or schedule deliveries when someone is home. Security cameras can also deter “porch pirates.” - Fake Donation Requests
During the holidays, fraudulent charities prey on goodwill, soliciting donations through calls, emails, or social media ads. Always research charities using BBB’s Wise Giving Alliance or platforms like Charity Navigator to confirm their legitimacy. Never feel pressured to donate on the spot.
How to Protect Yourself
- Be Skeptical of Messages: Avoid clicking on links in unsolicited emails or texts. Verify messages directly with the source.
- Verify Sellers and Websites: Shop on official, secure websites. Look for “https://” and a padlock icon. Research businesses and charities on BBB.org or similar sites.
- Protect Personal Info: Never share sensitive details without verifying the recipient. Beware of phishing attempts and untrustworthy apps.
- Secure Your Accounts: Use strong passwords, two-factor authentication, and antivirus software.
- Shop and Donate Safely: Use credit cards for fraud protection. Confirm charities through reputable platforms like Charity Navigator or the BBB Wise Giving Alliance.
- Secure Deliveries: Track packages, use delivery lockers, and install security cameras to deter theft.
- Report Scams: Notify the FTC or BBB Scam Tracker about fraudulent offers or activities.
The holidays are meant for celebrating, not being scammed. Stay connected with LG Networks and enjoy a worry-free season!
